Your heavy equipment is a valued asset, and frequently it is a key piece of capital for your business. Unfortunately, it can be vulnerable to accidents, storms and theft, so having a good insurance policy is important for your peace of mind. Equipment insurance also gives protection to you and your business. Here are a few items to consider when purchasing equipment insurance:

Financial Stability – The financial stability of the company you choose to work with is important. Investigate their financial strength by checking their rating with A.M. Best or Standard & Poors.

Customer Service and Reputation – Should a claim arise, you want to be treated like a valued customer. Promptness of service is very important as well. Choose an insurance provider with a large network of insurance agencies, offices, claims centers, and emergency services. Reputation is very important, so choose a company with high standards and a strong reputation.

Coverage Options and Price – Your equipment insurance needs are unique to you, so make sure the provider has a wide selection of options. And while price is important, it is important to find a balance between peace of mind, financial security, and price. The most expensive policy is not always the best, and the least expensive is not always the worst. Make sure you understand your policy and choose one that best meets your needs.

Below are some useful links:


Progressive Commercial

Berrier Insurance

OOIDA Truck Insurance

Western Truck Insurance Services